Data security

Privacy Policy
1. Data Protection at a Glance

General Information
The following notes provide a simple overview of what happens to your personal data when you visit this website. Personal data means any information by which you can be personally identified. Detailed information on the subject of data protection can be found in our Privacy Policy set out below.

Data Collection on This Website
Who is responsible for data collection on this website?
The data processing on this website is carried out by the website operator.
You can find the operator’s contact details in the section “Note on the Responsible Party” of this Privacy Policy.

How do we collect your data?
Your data are collected, on the one hand, when you provide them to us — for example, data you enter into a contact form. Other data are collected automatically or with your consent when you visit the website through our IT systems. These are primarily technical data (e.g., internet browser, operating system, or time of page access). The collection of these data takes place automatically as soon as you enter this website.

What do we use your data for?
Part of the data is collected to ensure error-free provision of the website. Other data can be used to analyze your user behavior. If contracts can be concluded or initiated via the website, the transmitted data will also be processed for offers, orders, or other contractual inquiries.

What rights do you have regarding your data?
You have the right at any time to receive, free of charge, information about the origin, recipients, and purpose of your stored personal data. You also have the right to request the correction or deletion of these data. If you have given consent to data processing, you may revoke this consent at any time for the future.
Furthermore, you have the right, under certain circumstances, to request the restriction of the processing of your personal data. You also have the right to lodge a complaint with the competent supervisory authority. For this and for any further questions on the subject of data protection, you may contact us at any time.

Analysis Tools and Tools of Third Parties
When you visit this website, your surfing behavior may be statistically evaluated. This is done primarily with cookies and so-called analysis programs.
Detailed information about these analysis programs can be found in the following Privacy Policy.

2. Hosting

External Hosting
This website is hosted externally. The personal data collected on this website are stored on the servers of the hosting provider(s). This may include, in particular, IP addresses, contact requests, meta and communication data, contract data, contact details, names, website access data, and other data generated via a website. External hosting is carried out for the purpose of fulfilling contracts with our potential and existing customers (Art. 6 (1) (b) GDPR) and in the interest of a secure, fast, and efficient provision of our online services by a professional provider (Art. 6 (1) (f) GDPR). Where consent has been requested, processing is carried out exclusively on the basis of Art. 6 (1) (a) GDPR and § 25 (1) TDDDG, insofar as the consent includes the storage of cookies or access to information on the user’s device (e.g., device fingerprinting) within the meaning of the TDDDG. 

Consent may be revoked at any time.

Our hosting provider(s) will process your data only to the extent necessary to fulfill their service obligations and in accordance with our instructions regarding these data. We use the following hosting provider: Strato


Commissioned Data Processing

We have concluded a Data Processing Agreement (DPA) with the above-mentioned service provider. This is a contract required by data protection law that ensures the provider processes the personal data of our website visitors only in accordance with our instructions and in compliance with the GDPR.


3. General Notes and Mandatory Information


Data Protection

The operators of these pages take the protection of your personal data very seriously. We treat your personal data as confidential and in accordance with the statutory data protection regulations as well as this Privacy Policy. When you use this website, various personal data are collected. Personal data are data by which you can be personally identified. This Privacy Policy explains which data we collect and what we use them for. It also explains how and for what purpose this happens. Please note that data transmission over the Internet (e.g., communication by e-mail) may have security gaps. Complete protection of data against access by third parties is not possible.


Note on the Responsible Controller

The controller responsible for data processing on this website is:


Günay Edgü
Dunantstr. 11
50354 Hürth
Phone: +49 176 47 68 60 40
E-mail: guenay.edgue@financeprojectbuddy.com


The controller is the natural or legal person who, alone or jointly with others, determines the purposes and means of the processing of personal data (e.g., names, e-mail addresses, etc.).


Storage Duration

Unless a more specific storage period has been stated within this Privacy Policy, your personal data will remain with us until the purpose for the data processing ceases to apply. If you assert a legitimate request for erasure or revoke your consent to data processing, your data will be deleted unless we have other legally permissible reasons for storing your personal data (e.g., retention periods under tax or commercial law); in the latter case, deletion will occur after these reasons no longer apply. If you have consented to data processing, we process your personal data on the basis of Art. 6 (1) (a) GDPR or Art. 9 (2) (a) GDPR, insofar as special categories of data pursuant to Art. 9 (1) GDPR are processed. In the event of explicit consent to the transfer of personal data to third countries, data processing is also based on Art. 49 (1) (a) GDPR. If you have consented to the storage of cookies or access to information on your device (e.g., via device fingerprinting), processing is additionally based on § 25 (1) TDDDG. Consent may be revoked at any time. If your data are necessary for the performance of a contract or for the implementation of pre-contractual measures, we process your data on the basis of Art. 6 (1) (b) GDPR. Furthermore, we process your data where this is necessary for compliance with a legal obligation under Art. 6 (1) (c) GDPR. Data processing may also take place on the basis of our legitimate interests pursuant to Art. 6 (1) (f) GDPR. The relevant legal bases applicable in each individual case are explained in the following sections of this Privacy Policy.


Recipients of Personal Data

In the course of our business activities, we work with various external entities.
In some cases, this also requires the transmission of personal data to such external parties. We transfer personal data to external entities only where this is necessary for the fulfillment of a contract, where we are legally obliged to do so (e.g., transfer of data to tax authorities), where we have a legitimate interest pursuant to Art. 6 (1) (f) GDPR, or where another legal basis permits the transfer of data. When using processors, we only transfer personal data of our customers on the basis of a valid data processing agreement. In cases of joint processing, a joint processing agreement is concluded.


Withdrawal of Your Consent to Data Processing

Many data processing operations are only possible with your explicit consent.
You may withdraw consent you have already given at any time. An informal message by e-mail to us is sufficient for this purpose. The legality of the data processing carried out prior to the withdrawal remains unaffected by the withdrawal. Right to Object to Data Collection in Special Cases and to Direct Advertising (Art. 21 GDPR)


IF DATA PROCESSING IS CARRIED OUT ON THE BASIS OF ART. 6 (1) (E) OR (F) GDPR, YOU HAVE THE RIGHT AT ANY TIME, ON GROUNDS RELATING TO YOUR PARTICULAR SITUATION, TO OBJECT TO THE PROCESSING OF YOUR PERSONAL DATA; THIS ALSO APPLIES TO PROFILING BASED ON THESE PROVISIONS. THE RELEVANT LEGAL BASIS FOR PROCESSING CAN BE FOUND IN THIS PRIVACY POLICY. IF YOU OBJECT, WE WILL NO LONGER PROCESS YOUR PERSONAL DATA UNLESS WE CAN DEMONSTRATE COMPELLING LEGITIMATE GROUNDS FOR THE PROCESSING WHICH OVERRIDE YOUR INTERESTS, RIGHTS AND FREEDOMS, OR THE PROCESSING SERVES THE ESTABLISHMENT, EXERCISE OR DEFENCE OF LEGAL CLAIMS (OBJECTION PURSUANT TO ART. 21 (1) GDPR).
WHERE YOUR PERSONAL DATA ARE PROCESSED FOR DIRECT MARKETING PURPOSES, YOU HAVE THE RIGHT TO OBJECT AT ANY TIME TO THE PROCESSING OF PERSONAL DATA CONCERNING YOU FOR SUCH MARKETING; THIS ALSO APPLIES TO PROFILING TO THE EXTENT THAT IT IS RELATED TO SUCH DIRECT MARKETING. IF YOU OBJECT, YOUR PERSONAL DATA WILL THEREAFTER NO LONGER BE USED FOR THE PURPOSE OF DIRECT ADVERTISING (OBJECTION PURSUANT TO ART. 21 (2) GDPR).

Right to Lodge a Complaint with the Competent Supervisory Authority

In the event of breaches of the GDPR, data subjects have the right to lodge a complaint with a supervisory authority, in particular in the Member State of their habitual residence, place of work, or the place of the alleged infringement.
The right to lodge a complaint exists without prejudice to any other administrative or judicial remedies.


Right to Data Portability

You have the right to receive data that we process automatically on the basis of your consent or in fulfillment of a contract, in a commonly used, machine-readable format, and to have those data transmitted to yourself or to a third party. Where you request the direct transfer of the data to another controller, this will be carried out only where technically feasible.


Access, Deletion, and Rectification

Within the framework of the applicable legal provisions, you have the right at any time to obtain free information about your stored personal data, their origin, recipients, and the purpose of data processing, and, where applicable, a right to rectification or deletion of these data. For this purpose and for any further questions regarding personal data, you may contact us at any time using the address provided in the legal notice (Impressum).


Right to Restriction of Processing

You have the right to request restriction of the processing of your personal data.
You may contact us at any time for this purpose.
The right to restriction of processing exists in the following cases:
• If you contest the accuracy of your personal data stored with us, we usually need time to verify this.nFor the duration of this verification, you have the right to request the restriction of processing of your personal data.


  • If the processing of your personal data was or is unlawful, you may request restriction of data processing instead of deletion.
  • If we no longer need your personal data, but you require them for the establishment, exercise, or defense of legal claims, you have the right to request restriction of processing instead of deletion.
  • If you have objected pursuant to Art. 21 (1) GDPR, a balancing of your interests an ours must be carried out.
  • As long as it has not yet been determined whose interests prevail, you have the right to request the restriction of processing of your personal data.
  • If you have restricted the processing of your personal data, such data—apart from their storage—may only be processed with your consent, for the establishment, exercise, or defense of legal claims, to protect the rights of another natural or legal person, or for reasons of important public interest of the European Union or a Member State.


SSL or TLS Encryption

For security reasons and to protect the transmission of confidential content, such as orders or inquiries you send to us as the site operator, this site uses SSL or TLS encryption. You can recognize an encrypted connection by the change in the browser’s address line from “http://” to “https://” and by the lock symbol in your browser bar. When SSL or TLS encryption is activated, the data you transmit to us cannot be read by third parties.


Objection to Promotional E-mails

The use of contact details published within the scope of the legal notice obligation for sending unsolicited advertising and informational materials is hereby rejected. The operators of these pages expressly reserve the right to take legal action in the event of the unsolicited sending of advertising information, such as spam e-mails.



4. Data Collection on This Website


Cookies
Our internet pages use so-called “cookies.” Cookies are small data packages that cause no harm to your device. They are either stored temporarily for the duration of a session (session cookies) or permanently (persistent cookies) on your device. Session cookies are automatically deleted after your visit ends. Persistent cookies remain stored on your device until you delete them yourself or your web browser performs automatic deletion. Cookies may originate from us (first-party cookies) or from third-party companies (so-called third-party cookies). Third-party cookies enable the integration of certain services from third-party companies within websites (for example, cookies for processing payment services). Cookies serve various purposes. Many cookies are technically necessary because certain website functions would not work without them (e.g., the shopping-cart function or the display of videos). Other cookies may be used for analyzing user behavior or for advertising purposes. Cookies that are required to carry out the electronic communication process, to provide certain functions you request (e.g., the shopping-cart function), or to optimize the website (e.g., cookies to measure web audiences) are stored on the basis of Art. 6 (1)(f) GDPR, unless another legal basis is specified. The website operator has a legitimate interest in storing necessary cookies for the technically error-free and optimized provision of its services. Where consent has been requested for the storage of cookies and similar recognition technologies, processing is carried out exclusively on the basis of this consent (Art. 6 (1)(a) GDPR and § 25 (1) TDDDG); consent can be revoked at any time. You can set your browser to inform you when cookies are placed, to allow cookies only in individual cases, to exclude the acceptance of cookies for specific cases or in general, and to activate the automatic deletion of cookies when the browser is closed. If cookies are deactivated, the functionality of this website may be limited. Information on which cookies and services are used on this website can be found in this Privacy Policy.

Contact Form

When you send us inquiries via the contact form, your information from the inquiry form, including the contact details you provide there, will be stored by us for the purpose of processing the inquiry and in case of follow-up questions.
We do not pass on these data without your consent.


The processing of these data takes place on the basis of Art. 6 (1)(b) GDPR, provided that your request is related to the performance of a contract or is necessary to carry out pre-contractual measures.


In all other cases, the processing is based on our legitimate interest in the effective handling of inquiries addressed to us (Art. 6 (1)(f) GDPR) or on your consent (Art. 6 (1)(a) GDPR), insofar as this has been requested; consent can be revoked at any time.


The data you enter in the contact form will remain with us until you request deletion, withdraw your consent to storage, or the purpose for data storage no longer applies (e.g., after completion of processing your request). Mandatory legal provisions — in particular retention periods — remain unaffected.


Inquiry by E-mail or Telephone

If you contact us by e-mail or telephone, your inquiry, including all personal data resulting from it (name, inquiry), will be stored and processed by us for the purpose of handling your matter. We do not pass on these data without your consent. The processing of these data is based on Art. 6 (1)(b) GDPR, provided that your inquiry is related to the performance of a contract or is necessary for pre-contractual measures. In all other cases, processing is based on our legitimate interest in the efficient handling of inquiries addressed to us (Art. 6 (1)(f) GDPR) or on your consent (Art. 6 (1)(a) GDPR), insofar as this has been obtained; consent may be withdrawn at any time. The data transmitted by you via contact inquiries will remain with us until you request deletion, revoke your consent to storage, or the purpose for storage no longer applies (e.g., after your inquiry has been fully processed). Mandatory statutory provisions — especially legal retention periods — remain unaffected.


5. Commissioned Data Processing


We have concluded a Data Processing Agreement (DPA) for the use of the aforementioned service. This is a contract required by data protection law, which ensures that the service provider processes the personal data of our website visitors only in accordance with our instructions and in compliance with the GDPR.

6. Other Processing Agreements

In addition to the data processing agreements already mentioned, we ensure that all service providers and partners who process personal data on our behalf comply with the requirements of the GDPR and the German Federal Data Protection Act (BDSG). Each such provider is bound by written contractual arrangements that ensure compliance with data protection laws and the safeguarding of your rights as a data subject. Where processing is based on consent or a legitimate interest, this is done exclusively for the purposes set out in this Privacy Policy. We continuously review our technical and organizational measures to ensure that personal data are processed in a manner that guarantees appropriate security and confidentiality.

7. Audio and Video Conferences

Data Processing
We use, among other things, online conference tools to communicate with our customers. The specific tools we use are listed below. When you communicate with us via video or audio conference over the internet, your personal data are collected and processed both by us and by the provider of the respective conference tool. The conference tools collect all data that you provide or use in the course of utilizing the tools (e.g., e-mail address and/or telephone number).
In addition, the conference tools process the duration of the conference, the beginning and end (time) of participation in the conference, the number of participants, and other “context information” related to the communication process (metadata). Furthermore, the provider of the tool processes all technical data required to handle the online communication. This includes, in particular, IP addresses, MAC addresses, device IDs, device type, operating system type and version, client version, camera type, microphone or speakers, and the type of connection used. If content is exchanged, uploaded, or otherwise made available within the tool, such content is also stored on the servers of the tool providers.
Such content includes, in particular, cloud recordings, chat or instant messages, voicemails, uploaded photos and videos, files, whiteboards, and other information shared while using the service. Please note that we have only limited influence on the data processing operations carried out by the providers of the tools used. Our options are largely determined by the corporate policies of the respective provider. For more information on data processing by the conference tools, please refer to the privacy statements of the respective tools listed below.

Purpose and Legal Bases
The conference tools are used to communicate with potential or existing contractual partners or to offer certain services to our customers (Art. 6 (1)(b) GDPR). The use of these tools also serves to simplify and accelerate communication with us or our company (legitimate interest within the meaning of Art. 6 (1)(f) GDPR). If consent has been requested, the use of the respective tools is based solely on this consent; consent can be withdrawn at any time with effect for the future.

Storage Duration
The data directly collected by us via the video and conference tools are deleted from our systems once you request deletion, revoke your consent to storage, or when the purpose for data storage no longer applies.Stored cookies remain on your device until you delete them. Mandatory statutory retention periods remain unaffected. We have no influence on the duration of storage of your data that are stored by the operators of the conference tools for their own purposes. For details, please refer directly to the privacy policies of the conference tool providers.

Conference Tools Used

Microsoft Teams
We use Microsoft Teams. The provider is Microsoft Ireland Operations Limited, One Microsoft Place, South County Business Park, Leopardstown, Dublin 18, Ireland.
Details on data processing can be found in Microsoft Teams’ Privacy Policy:
https://privacy.microsoft.com/de-de/privacystatement The company holds a certification under the EU–US Data Privacy Framework (DPF). The DPF is an agreement between the European Union and the United States that ensures compliance with European data protection standards for data processing in the USA. Each company certified under the DPF undertakes to comply with these data protection standards. Further information is available from the provider at the following link: https://www.dataprivacyframework.gov/participant/6474